Terms of Service

1. Agreement to Terms

By accessing and using PDFCalculate (https://pdfcalculate.com), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Calculator Disclaimers & Advice Warning

All calculators and financial tools (including bond, PAYE, VAT, and compound interest calculators) on PDFCalculate are provided for indicative and informational purposes only.

While we make every effort to keep interest rates, tax tables, and calculations up-to-date with current South African legislation (such as SARS tax brackets and SARB prime rates), these calculations do not constitute official financial, tax, or legal advice. You should consult with a certified financial advisor or accountant before making any commercial or home buying decisions.

3. Client-Side Document Disclaimer

Because PDFCalculate processes your documents client-side (entirely in your browser memory), we do not possess, inspect, or store any copy of your files. You are solely responsible for keeping backup copies of your original files. PDFCalculate is not liable for any data loss, corruption, or processing errors that occur during the browser session.

4. Limitations of Liability

In no event shall PDFCalculate or its developers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the tools on PDFCalculate, even if we have been notified orally or in writing of the possibility of such damage.

5. Revisions and Errata

The tools and articles appearing on PDFCalculate could include technical, typographical, or photographic errors. PDFCalculate does not warrant that any of the materials on its website are accurate, complete, or current. We may make changes to the materials contained on our website at any time without notice.