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  • 💵 Universal Financial
  • SA Financial
ToolsKit

Free South African financial calculators and online tools. All calculations run in your browser — no data sent to any server.

SA Financial
  • Bond / Home Loan Calculator
  • PAYE / UIF / SDL Calculator
  • VAT Calculator
Universal Financial
  • Compound Interest & Savings Calculator
  • Debt Snowball vs Avalanche Calculator
Other Tools
  • Percentage Calculator
  • BMI Calculator
  • Tip Calculator
  • Password Generator
  • Word Counter
  • QR Code Generator
  • PDF Merge & Split
  • Rotate PDF
  • Remove PDF Pages
  • Watermark PDF
  • Add PDF Page Numbers
  • Organize PDF

© 2026 ToolsKit. All calculations are indicative only — consult a professional for financial decisions.